#TAX REFUND STATUS HOW TO#
If you use a prepaid card, read the fine print and make sure you know how to deposit money onto the card and any fees involved. You can find those organizations as well as some additional tools and resources at #GetBanked.Īnother option is to have the IRS deposit your refund onto a prepaid card. A number of organizations have compiled lists of banks that offer affordable accounts that can be opened online. To find an FDIC-insured bank in your area, visit BankFind. To help you choose an account based on what is important to you, use our checklist: How to Pick a Bank Account. In addition, these accounts may provide free ATM and branch withdrawals.īanks offer many different types of accounts and programs to fit your needs. A number of banks offer low-fee accounts and no overdraft or nonsufficient funds fees (NSF), such as a BankOn Certified Account. If you don’t already have a bank account, this might be the perfect time to open one.īanking relationships generally begin with a checking or savings account and may lead to low-interest loans and mortgages. Refund checks sent through the mail can be lost, stolen, or returned to the IRS, if undeliverable.
Not only is it faster, direct deposit is also more secure. While you can still receive your refund in the form of a paper check, there are several advantages to direct deposit. Here are Steps to Take Now to Get a Jump on Your Taxes. It’s free to consumers, and it allows you to deposit your refund into as many as three separate accounts. The fastest way to get your tax refund is to have it electronically deposited into your bank account through the IRS Direct Deposit Program. It is also a good time to consider how to get the most out of your money. Here are a few tips to ensure that your money arrives as quickly and safely as possible, once you have submitted your federal taxes and know you have a refund coming to you.
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